How time flies….
I still vividly remember how hard it was a find a job after my last paper.
Fast forward to present day, just last month, I have just clocked one year of working experience. Ever since, I received my first pay check, I have been updating my expenses religiously through an application on my phone. And during the weekends, I will import the data over to my google sheet as a back up.
So, today i will share with you guys Where My Money Went in the last 12 months. Do note that the total sum is based on my net income and not gross income.
Tadaaaaa!
Point to note for myself :
- My “Savings & Investments” category exceeded by target of 40% by 5%!! I will aim for 50% for the next calendar year as part of my 2016 new year resolution.
- I really ought to cut down on smoking as cigarettes amount to 4%. It even holds a heavier weight-age that my daily transportation fees!!
- I have already allocated a hefty 11% of my net income for my upcoming trip to Japan this end December. OUCH! However, I do foresee a decline in this category as my plan is to have a big trip a year then a small trip and the next year.
Overall, I am quite contented with the allocation. Hopefully I can keep up with the discipline.
Where My Money At 